Become a Homeowner

The first step in the process of applying for a Habitat house is to attend the MANDATORY application meeting. These meetings are scheduled once a year and consist of two hours covering the qualifications to participate in the program. Applications are only given after this meeting. The 2021 meeting was held on May 14th and 15th. The next application meeting will be held in 2022. Please be sure to check our website and Facebook page monthly for updates on the 2022 application meeting. 

 

Click on the flyer link below for updated information on the application meeting. 

 

UPDATED INFO ON THE APPLICATION MEETING

(all links on the document above can be easily accessed by simply clicking them)

 

General Information:

Homeowner Brochure

Meeting Details:

Habitat for Humanity selects partner families based on 3 criteria:

  1. Need for Housing
  2. Willingness to Pay
  3. Ability to Pay

1. Need for Housing

Families will be considered for a Habitat home-ownership if their current housing is inadequate, and if they are unable to obtain adequate housing through conventional means. Housing may be considered inadequate due to structural problems or dysfunctional electric,plumbing, heating, or water supply systems. Some other considerations include the number, ages, and sex of the children compared to the size and number or bedrooms or bathrooms of the applicant’s current home. Also, need may be a factor if the family pays a high percentage of income to rent. All applicants must have lived in Lee County for at least one year prior to final approval. Applicants may be considered if their total (gross) household income is between 25% and 60% of the 2020 HUD local median income:

FAMILY SIZE (#) GROSS ANNUAL INCOME

25-60% HUD Medium Income

1 $13,400 – $32,160
2 $15,300 – $36,720
3 $17,225 – $41,340
4 $19,125 – $45,900
5 $20,675 – $49,620
6 $22,200 – $53,280
7 $23,725 – $56,940
8 $25,250 – $60,600

2. Willingness to Partner

When selected, an applicant becomes a “partner family” in Habitat for Humanity’s mission to eliminate inadequate housing in Lee County. Partner families complete 500 hours of “sweat equity” before they move into their homes. Families contribute their time with 200 hours of construction on other homes, 200 hours of construction on their own home, and 100 miscellaneous hours (office work, home maintenance, children’s report cards). It is important that Habitat families are willing to partner with Habitat for Humanity to contribute their time and effort toward building their home and other homes in Lee County.

3. Ability to Pay

To become a Habitat for Humanity homeowner, there is a $1000 down payment required to be saved for the house. We provide classes about financial literacy, and saving money to help. Once the house is complete, the families are responsible for a $350- $400 monthly zero-interest mortgage payment on the house and for payment of utilities. It is important that all families have adequate and stable income history and reasonable credit history.